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PEBT

Employee Benefits and Resources


Employee Benefits

Employees of the MGH Institute of Health Professions receive benefits through the Massachusetts General Hospital. Below is an overview of the many benefits offered. MGH Institute of Health Professions provides extensive health care benefits, and varying levels of coverage are available, including:

  • Employee
  • Employee and spouse
  • Employee and children
  • Family
Institute employees who hold an FTE of .5 or higher are eligible to receive benefits.

Health Care Coverage Options

Medical Coverage

The Institute provides two medical plans options through Allways Health Partners: Partners Select and Partners Plus, effective January 1, 2019. To see a list of the network providers, please visit their website.

Prescription Drug Coverage

When employees enroll in a medical plan, they receive prescription drug coverage through CVS Caremark, which offers both retail and mail-order drug coverage.

Dental Coverage

The Institute provides two Delta Dental plans: major and basic dental.

Vision

Basic vision services are covered using a network of participating optometrists through Davis Vision, with a reduced level of benefit available for out-of-network services.

Disability

Extended sick leave (ESL) is used for short-term illnesses and is accrued over time by the employee. Employees can purchase group long-term disability coverage that replaces 60% of pre-disability income, with specified offsets for other benefits employees receive on account of disability.

FLEX for Your Personal Benefit

FLEX is a comprehensive program that lets employees choose how to allocate benefits credits that the Institute provides as part of the total compensation package. Two types of benefit credits are available under FLEX:

  • Medical participation credits, which are used to purchase health care coverage. The credits vary depending on what type of health care coverage you elect. Employees must elect health care coverage through the Institute to receive the medical participation credits.
  • Basic credits, which are used to purchase your other benefits. To be eligible for benefits, employees must be regularly scheduled to work at least 20 hours a week. Credits are prorated for part-time employees.

 

Employees are eligible to establish a pretax reimbursement account for health care and/or dependent care expenses. The health care account yearly maximum is $3,000 (pretax), and the dependent care account yearly maximum is $5,000 per family (pretax).

Life/Accidental Death & Dismemberment Insurance

The Institute provides basic life insurance coverage. Employees can purchase additional life insurance and/or accidental death and dismemberment insurance to increase their level of coverage. Employees are also able to purchase coverage for spouse and/or dependents.

FLEX for Your Personal Benefit

FLEX is a comprehensive program that lets employees choose how to allocate benefits credits that the Institute provides as part of the total compensation package. Two types of benefit credits are available under FLEX:

  • Medical participation credits, which are used to purchase health care coverage. The credits vary depending on what type of health care coverage you elect. Employees must elect health care coverage through the Institute to receive the medical participation credits.
  • Basic credits, which are used to purchase your other benefits. To be eligible for benefits, employees must be regularly scheduled to work at least 20 hours a week. Credits are prorated for part-time employees.

Flexible Spending Accounts

Employees are eligible to establish a pretax reimbursement account for health care and/or dependent care expenses. The health care account yearly maximum is $2,650 (pretax), and the dependent care account yearly maximum is $5,000 per family (pretax).

Retirement Plans

The Institute provides eligible employees with a Cash Balance Retirement Plan, a retirement foundation on which you can build. The Institute pays the full cost of this plan for employees who have completed one year of eligible service.

The Institute also provides a 403(b) Tax-Sheltered Annuity (TSA) Plan that offers a tax-deferred savings opportunity for your retirement. In addition, upon meeting the eligibility requirements, employees can receive a 100% employer match on the first 2% of pay that you contribute to your 403(b) each pay period.

The Institute also provides a Retiree Medical Plan benefit to any IHP employee who is of retirement age, and has a vested accrued benefit under the Cash Balance Retirement Plan or Academic Annuity Plan (APP).

Earned Time

Staff accrue earned time off based on years of service and standard hours. This bank of earned time is used for holidays, illness, vacation or personal days. New full-time employees earn up to 29 days annually (this is prorated for part-time employees). Observed holidays are taken out of employees’ earned time bank.

Faculty are awarded vacation and sick time based on the length of their contract. Vacation accruals and sick time accruals are pro-rated based on FTE.

Additionally, all Institute employees enjoy a reduced work schedule during the summer months with no effect on their earned time as well as additional time off around the holidays at the end of the year.

Commuter Services

Employees working 20 or more hours per week are eligible for a public transportation subsidy, available through payroll deduction. To learn more, please visit their website.

Credit Union

All MGH Institute faculty, staff, students and alumni are eligible to join Harvard University Employees Credit Union.

Fitness

The Institute provides discounts to employees at a few local fitness centers. Employees can received discounts at the Charlestown YMCA and the Harborview Health Club which are located in the Charlestown Navy Yard. Employees can also receive a discount at The Clubs at Charles River Park which is located behind the MGH’s main campus.

Tuition Assistance

The Institute provides tuition assistance to benefit-eligible employees who are in good standing and have been working for 6 months or more at the Institute. Courses must be part of a certificate, diploma, or degree program offered by an accredited school. The knowledge or skills to be acquired through the program must directly impact the position currently held by the employee or assist the employee in transitioning to a new position within the Institute.

Tuition Remission

The Institute offers tuition remission for employees to take courses at the MGH IHP. Employees must be benefits eligible, in good standing, and employed for least 2 years. This program also extends to dependents of employees who are under the age of 27.

PhD/Terminal Degree Tuition Reimbursement Program

The Institute offers a PhD/Terminal Degree Tuition Reimbursement Program to full-time, benefit eligible employees, who are in good standing and have least 2 years of continuous service. This program is for employees who choose to participate in PhD/terminal degree programs outside of the Institute. Details about the eligibility, requirements, the level of reimbursement available, and how to apply for consideration are included in the policy on the IHP HR Intranet.


Employee Resources

Employee Assistance Program (EAP)

The Partners HealthCare Employee Assistance Program (EAP) is a workplace-based consultation, short-term counseling, information, and referral program for employees and their families, as well as students of the MGH Institute who may be experiencing difficulties that affect their personal lives of work performance.

The EAP offers assistance with all types of personal, family or work-related concerns.

The EAP provides consultation and training to the workplace regarding the impact and resolution of behavioral/mental health and productivity problems; and it provides consultation and crisis intervention to work groups.

The EAP provides free, confidential, and voluntary assessments, short-term problem focused counseling, and referrals for treatment or other assistance, including a monthly support group for those involved with elder care.

The main EAP office is at 175 Charles River Park at MGH, but they also have offices at different Partners locations in the Greater Boston area, the North Shore, and on Cape Cod. The EAP provides on-campus counseling for students under the Student Assistance Program (SAP), which is located in the Student and Alumni Center in Building 39.

Call (866) 724-4327 to speak to a counselor. They are there to help.

Useful Resources/Successful Strategies

National Alliance on Mental Illness

Important resource information for students, employees, and managers on how to create a welcoming and supportive community for members dealing with mental illness personally or within their families.