… our PhD students to seek external funding opportunities: Federal student loans to help cover living expenses: Unsubsidized and Grad PLUS loans. Agencies : National … who receive MGH Institute Research Fellowship Awards, they can request credits to help offset the costs of the Institute’s student insurance plan. Students who live … through the Health Connector to see if you qualify for MassHealth, tax credits to help pay premium costs, or ConnectorCare plans. Why this Program? Train in one of …