… recently. We’re so employer based in our insurance that, often, when you lose your job, you lose your insurance.” Smith was among several Institute faculty who were panelists during … Professor of Nursing Dr. Alex Hoyt, discussed the election’s implications for health care coverage and cost. “Much of the difference in the candidates is a … recently. We’re so employer based in our insurance that, often, when you lose your job, you lose your insurance.” Smith was among several Institute faculty who …